Our Process
From first call to funded — six clear steps.
A disciplined path with no surprises. We size the deal quickly, lay out exactly what we need, and move to close with speed and certainty.
Initial deliverables, rapid loan sizing, and a clear transaction overview.
- Share the basics: property, sponsor, the ask, and timeline.
- We size the loan quickly and frame an indicative structure.
- You get a straight read on fit before anyone spends real time.
A soft quote with terms, deposit, and a focused needs list.
- Indicative terms and structure in writing.
- Deposit and a concise list of what we need to proceed.
- No surprises — the path to close is laid out up front.
A summarized property and borrower needs list for non-owner-occupied homes.
- Property facts and valuation support.
- Insurance, title, and permit status.
- Borrower profile and project budget where applicable.
A summarized needs list tailored to commercial, income-producing assets.
- Rent roll, operating history, and occupancy.
- Valuation, insurance, title, and permits.
- Project budget and business plan where applicable.
A financial profile and REO schedule, summarized.
- Financial profile and liquidity overview.
- Real-estate-owned (REO) schedule.
- Entity and ownership documentation.
Legal, escrow, and execution — built for speed and certainty.
- 3–5 business-day approval after complete diligence.
- Coordinated legal, escrow, and execution.
- Closings in as little as 11–12 days.
Public needs lists are summarized to categories. The full diligence checklists are shared securely after we're engaged — inside the Borrower Portal, never on a public page.
Ready when you are
Start at step one.
Share the basics of your deal and we'll size it quickly — usually the same day.